SantaAnaRecruiter Since 2001
the smart solution for Santa Ana jobs

VP Consumer Lending

Company: Orange County Credit Union
Location: Santa Ana
Posted on: September 17, 2020

Job Description:

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Regular Full-Time Santa Ana, CA, US

12 days ago Requisition ID: 1399

Best of the best. Through the opinions and voices of our Associates, Orange County‚Äôs Credit Union is honored to be ranked by the OC Register as one of the TOP 10 mid-sized workplaces in Orange County.  Additionally, the Credit Union is a proud recipient of the Peter Barron Stark Best of the Best Award for highest associate satisfaction in the workplace!

As a leading financial service provider with more than 80 years of experience serving over 114,000 Members, Orange County's Credit Union is currently $1.7 billion in assets & growing. Excellent benefits include paid health insurance, generous time off benefits, 401K and a professional, friendly work environment focused on achieving goals, recognizing successes & excelling at Member service.

The Vice President Consumer Lending has strategic and managerial responsibility for the consumer lending and card services divisions of the Credit Union, and is responsible for developing and implementing effective plans that drive Member value and growth that is ethical, purposeful and sustainable.

Working closely with the CLO, senior management, and functional leaders across the credit union, retains full responsibility for planning, directing, and organizing the strategic and operational activities of the consumer lending and cards programs. Oversees the underwriting and credit risk performance of credit cards. Partners with the Assistant Vice President of Card Services to drive the growth and value of the cards and payments program.

ESSENTIAL FUNCTIONS:

Responsible for annual/long term planning and execution of strategies, tactical plans, associate development, and annual operating plans for consumer lending and card services areas of the Credit Union.

Regularly analyzes and develops innovative consumer lending products, services, and loan delivery methods (e.g., branch, call center, digital, etc.) to ensure that the credit union is meeting members' needs and lending goals.

Regularly analyzes loan rates and pricing for competitiveness and profitability, and makes recommendations for changes as needed.

Analyzes, prepares and presents various reports, graphs & charts that measure the progress and attainment of lending goals.

Provides credit counseling to members as needed or requested.

Selects, hires, develops and coaches direct reports to achieve credit union goals and maximum member service. Promotes and supports cross training of associates.

Evaluates work performance of direct reports through timely and regularly scheduled reviews; determines promotions, salary increases and corrective actions; and effectively handles other associate related issues.

Prepares and manages Annual Operating Plan and controls expenses effectively.

QUALIFICATIONS:

Experience/ Training/ Education:

College degree or advance degree in Business Administration, Business Management, Finance, Accounting, or related field required.

Five or more years of experience lending in a financial institution. Experience with credit card lending, risk-rated lending, loan participation and loan packaging are strongly preferred; a thorough knowledge of modern office practices and procedures.

Knowledge/ Skills/ Abilities:

Thorough understanding of state and federal regulations as they relate to consumer and credit card lending.

Analytical problem solver with the ability to quickly grasp the business issues and develop solid solutions.

Strong knowledge of credit risk management and internal control standards.

Demonstrated conceptual thinking and analytical skills.

Knowledge of financial institutions operational processes and experience.

Excellent communication/influence skills both verbally and in writing and excellent telephone manner, with strong presentation skills to be able to produce reports, conduct presentations and group facilitation.

We perform thorough background checks and credit checks. EOE.

Keywords: Orange County Credit Union, Santa Ana , VP Consumer Lending, Other , Santa Ana, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Part-Time Amazon Package Sorter
Description: Earn 15/hr or more, plus benefits and a 500 sign-on bonus. br Limited-time opportunity. br br Shifts: br Overnight, Early Morning, Day, Evening, Weekend br br Full-time jobs available (more...)
Company: Amazon Workforce Staffing
Location: Yucaipa
Posted on: 09/28/2020

Amazon Workforce Staffing: Seasonal Amazon Warehouse Operator With $500 Sign-On Bonus (Rialto)
Description: Warehouse Team Member Bonus Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, WeekendLocation RialtoJob opportunities vary by location. We update postings
Company: Amazon Workforce Staffing
Location: Yucaipa
Posted on: 09/28/2020

Licensed Health Insurance Specialist - Free leads, flexible work schedule
Description: Assurance has opened up 100 spots nationally for Licensed Health agents to join our platform by 9/30 br br Join the revolutionary ASSURANCE platform in time to have the best Open Enrollment
Company: ASSURANCE Independent Agents
Location: Yucaipa
Posted on: 09/28/2020


Licensed Health Insurance Specialist - Performance bonus incentives, work from home
Description: Assurance has opened up 100 spots nationally for Licensed Health agents to join our platform by 9/30 br br Join the revolutionary ASSURANCE platform in time to have the best Open Enrollment
Company: ASSURANCE Independent Agents
Location: Yucaipa
Posted on: 09/28/2020

Freight Handler
Description: As a Freight Handler at Walmart Supply Chain, you will have a critical role in moving product through our Distribution network to the Stores to service our Customers. Your role is critical in providing (more...)
Company: Walmart
Location: Yucaipa
Posted on: 09/28/2020

Amazon Workforce Staffing: Amazon Picker/Packer - Immediate Hire (Part-Time)
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts: Overnight, Sunrise, Day, Evening, WeekendLocation RialtoJob opportunities vary by location. We update
Company: Amazon Workforce Staffing
Location: Yucaipa
Posted on: 09/28/2020

Amazon Order Picker - Full Time
Description: Job DescriptionEarn 15/hr or more, plus benefits and a 500 sign-on bonus. Limited-time opportunity. Shifts: Overnight, Early Morning, Day, Evening, Weekend Full-time jobs available now. Benefits start (more...)
Company: Amazon Workforce Staffing
Location: Yucaipa
Posted on: 09/28/2020

Amazon Order Picker - Full Time
Description: Earn 15/hr or more, plus benefits and a 500 sign-on bonus. Limited-time opportunity.Shifts: Overnight, Early Morning, Day, Evening, WeekendFull-time jobs available now. Benefits start on your first (more...)
Company: Amazon Workforce Staffing
Location: Yucaipa
Posted on: 09/28/2020

Licensed Medicare Insurance Sales - Remote
Description: If you've sold Medicare, Life, or Auto Insurance before, you'll want to consider this unique sales opportunity.Join the revolutionary ASSURANCE platform and uncap your earnings on the industry's best (more...)
Company: ASSURANCE Independent Agents
Location: Yucaipa
Posted on: 09/28/2020

Warehouse Associate - Full TIme
Description: As a Freight Handler at Walmart Supply Chain, you will have a critical role in moving product through our Distribution network to the Stores to service our Customers. Your role is critical in providing (more...)
Company: Walmart
Location: Yucaipa
Posted on: 09/28/2020

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Santa Ana RSS job feeds